John F. Merrill is President and Chief Investment Officer of Tanglewood Wealth Management, Inc. John is a pioneer in the wealth management community having founded Tanglewood in 1979 as a fee-only investment management and financial planning firm.

John has authored five books on portfolio management. He has been recognized by Worth magazine and Barron's for his performance. He is a frequent guest on CNBC and Fox Business.

John's topic Wednesday is entitled " Jobs, Education& Entitlements, the U.S.’s Three Critical Issues". His presentation is his observations and the realities of what is happening in the US.